Friday, 5 March 2010

Specialists In Insuring Eco Builds


An Eco Build uses sustainable technologies and materials to obtain an extremely healthy living environment and reduce our carbon footprint by utilising resources such as Rainwater Harvesting, Solar Power, Photovoltaic's, Geothermal & Insulation in existing buildings. We can also further improve our situation at an earlier stage with new-builds using traditional ecological materials such Timber (FCS) or (PEFC), Straw, Cob (mixture of clay, soil & straw) & Hemp Lime.

The government is very keen for us to embrace these technologies but as we know these do come at a higher initial cost and we need to carefully consider how best to protect any investment we make.

Make Your Insurer Aware
In general a standard home insurance will automatically cater for most of technologies and materials, although it goes without saying a timber framed or thatched property is going to carry a greater fire risk and therefore could be subject to a higher premium charge. However, it is very important that you make any insurer aware of what is included with your property as they may well assume its a standard property built using standard or current methods and materials. It is essential you make sure anything that is not directly attached to the building e.g. a wind turbine, is advised to them and noted as they may not consider this and above all you must ensure your building sum insured accurately reflects any such additions.

We Understand How to Insure An Eco Build
As a specialist broker for all types of property we are able to help you identify the items that require special note and will advise you on the best way to make sure these are included. We have access to a range of insurers who can adapt their polices for your specific requirements whether it's for a modern eco property or a period or listed property which is being improved.

Please contact us for more information

0845 430 5430
info@huberdixon.com

The photograph was reproduced with kind permission from Blackdown Horticultural Consultants Ltd - greenroof
, whilst at the Ecobuild show at Earls Court March 2010